We are in the busy holiday season where and there never seems to be enough time to get everything done. But in all your planning, you may have overlooked remaining 2017 dental insurance benefits that can end up saving you money.
Most insurance plans run on a calendar year, so they do not carry over. So if you have any remaining benefits, taking advantage of them before they expire on Decembery 31 is a good idea! Here are a few tips to help you maximize what’s left of your benefits, and a few things to check on that can save you money in the long run.
How much of your deductible is left? Your deductible is the amount you need to pay before your insurance company covers any services. Dental deductibles are usually low, around $50 per year, so you may be closer than you think to having treatments covered. If you have lost track, check with your dentist, and they will be happy to assist you.
What is your annual maximum? The annual maximum is the most your insurance will cover during a calendar year. Maximums vary but are usually around $1,000 per year. Like your deductible, your maximum resets every year, so make sure you have gotten as much out of this benefit as you can.
Are you due for preventive treatments? Many dental plans cover the cost of professional cleanings and exams, so it’s wise to take advantage of this benefit before the end of the year. Preventive care allows us to find and treat cavities and gum disease in their earliest stages, which can save you money in the long run.
Please Call Us to Check Your Benefits
It’s easy to lose track of your dental benefits and how much remains of your plan. If you need assistance from our dentist, please call our Van Nuys dental office. Our patient coordinator will be happy to ensure you get the most out of your 2017 dental coverage!